For banks

Grow card transaction activity with a ready-made network of retail partners

DEEPLOYALTY gives your bank what market leaders spent years building: partner cashback, loyalty cards from well-known chains and digital receipts in your app within 1–2 months. Merchant sourcing, contracts, financial monitoring and campaign support stay on our side.Partner cashback, loyalty cards and digital receipts in your app — within 1–2 months.

Trusted by 25+ banks and retail chains

Scale your business with a trusted partner of national scale

Visa Eligible Partner

official partner of the Visa payment network

50M+

digital receipts delivered to customers every month

25+

banks and retail chains work through one platform

+30%

growth in transaction activity on bank cards linked to loyalty cards

Keep your IT team focused on priorities and leave integrations to one platform

Fast access to vetted partners

Instead of lengthy sourcing and legal checks for every merchant, you get a ready pool of market leaders (Varus.ua, WOG, Avrora, Foxtrot) — all available through one universal integration format.

Save years of development and resources

Building your own partner program takes years and costs hundreds of thousands of euros. The ready-made DEEPLOYALTY module launches in 1–2 months for the cost of a single developer.

Ready mechanics and campaign support

We help you shape hypotheses and KPIs and guide your first campaigns to results, drawing on the experience of the entire network.

Give customers an everyday benefit
that keeps them in your app

Merchant loyalty cards in your app

Customers issue and use loyalty cards from well-known chains without leaving your app. One bank card covers payment, bonuses and receipts — and gives you a reason for high-converting trigger communications.

Partner cashback

A cashback program with a ready merchant network and campaigns launched in hours. Customers get real value for paying with your card, and your card becomes the first one in their wallet.

Digital receipts

Itemized details of every purchase right in the app build trust and bring customers back more often. Receipts let you offer relevant deals and cashback on selected product categories.

Expand your own app with eSIM.

Add a useful new service for customers, increase how often they open your app and earn additional revenue.

Loyalty Director as a Service

Get senior-level expertise in the form of an external loyalty director who not only builds the strategy but is directly accountable for rolling it out and running it. This long-term partnership saves the bank months of searching for an in-house hire, high recruitment costs and the risk of a wrong hire.

A man at a gas station in the evening holding coffee and looking at his phone after paying

Your card comes first in the wallet because it delivers value every day

Reward only the behavior that makes your bank money

The “1–2% for everyone” model looks transparent, but it pays for transactions customers would have made anyway. Receipt data lets you build cashback differently: precisely, around specific products and segments.

Cashback to the customer
₴18.60
Of which — for fuel they’d buy anyway
₴0.00

WOG case

The chain wanted to sell more coffee and ice cream, while banks could only offer general cashback on the “gas stations” category. Through the platform, cashback was launched on exactly those items, excluding fuel.

WOG gas stationReceipt #2741 · 08:42
  • Fuel A-9540 L × 58.90 ₴2,356.00 +₴23.56 · 1% no cashback
  • Cappuccino0.4 L ₴79.00 +₴0.79 · 1% +₴11.85 · 15%
  • Vanilla ice cream1 pc ₴45.00 +₴0.45 · 1% +₴6.75 · 15%
Total₴2,480.00
Cashback +₴18.60
Bank

Doesn’t pay for purchases customers would make anyway: the budget goes only to the action you need.

Merchant

Sells more high-margin goods — coffee and ice cream, not just fuel.

Customer

Gets a noticeable 15% on what they buy instead of an unnoticeable 1%.

Standard banking tools can’t reach this precision without access to receipts.

Get a partner program in two months instead of two years of in-house development

Technically, any bank can build a partner program — the only questions are time, resources and focus.

Connecting each merchant directly means negotiations, a contract, checks and a separate integration. At the scale of a large bank, that’s years of work. Through the platform, the same partners become available within 1–2 months.

Comparison: in-house development vs. connecting through DEEPLOYALTY
Parameter In-house With DEEPLOYALTY
Time to launch 1.5–3 years 1–2 months
Merchant onboarding separate negotiations and a contract with each ready pool, one format
Costs hundreds of thousands of euros on development and a team the cost of one developer
Merchant financial monitoring on the bank’s side on the platform’s side
Campaign ideas your own resources support and ready offers from the network

See the program’s economics
before you sign the contract

We prepare a personalized P&L model that translates technical metrics into your bank’s business indicators: interchange, credit limit utilization, churn rate and unredeemed bonuses.

01

A forecast based on your bank’s numbers

The calculation is built on your customer base, customer spending structure and target segments — not on market averages.

02

A model you can take to the committee

You get a document for internal approval that shows exactly how the investment pays back and over what period.

03

Flexible terms while testing hypotheses

New partners can start on preferential terms to test hypotheses on real campaigns before scaling to full volume.

Sense Bank

Sense Bank launched partner loyalty from scratch and gained tens of thousands of active cards

Together with us, Sense Bank built a full partner loyalty ecosystem in its Sense SuperApp. Customers issue loyalty cards from WOG, Foxtrot, KIMS, SOCAR, OKWINE and other chains right in the app, and bonuses are credited automatically when they pay.

01

Tens of thousands of loyalty cards issued

02

Higher transaction activity among customers who use the service

03

Up to 30% growth in transaction activity among customers with linked loyalty cards

Plan your budget around a fixed fee with no charge per connected merchant

Platform access comes at a fixed fee comparable to the cost of one developer. For that, the bank gets not a single integration but the entire merchant network, ready-made products and a campaign support team.

  • A predictable budget

    instead of unpredictable development and integration costs

  • Campaign cashback budgets under your control:

    you decide how much to invest and in which offers

  • A flexible start

    for new partners during launch and hypothesis testing

Launch faster than you could agree a single direct contract with a merchant

  1. 01

    Intro and proposal

    1–2 meetings to understand your goals and match the right products and partners.

  2. 02

    One contract

    One contract opens the entire merchant network — no separate agreements or checks for each one.

  3. 03

    Integration

    Technical onboarding in 1–2 months: our team works hand in hand with yours and adapts the solution to your security requirements.

  4. 04

    Launch and support

    We shape hypotheses and KPIs together, bring ready offers from merchants and guide your first campaigns to measurable results.

Frequently asked questions from banks

Didn’t find your answer?

Connecting a single partner directly takes 6–12 months. With DEEPLOYALTY, one integration in 1–2 months opens access to every retail partner.

As standard: we provide all documentation and adapt the solution to your requirements, including on-premise deployment. Partner banks have completed the full review cycle without blockers.

The exchange is based on hashed identifiers. Neither the platform nor merchants receive your customers’ personal data, and PAN and CVV are never stored.

Analyze the financial impact of a partner program on real data

At the first meeting, we’ll go through your goals, show bank case studies with real numbers and prepare an economics calculation for your bank.